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Connecting to UK regulatory feeds — GOV.UK · FCA · HMRC · Companies House · ICO · SRA · Parliament…
Introducing XOS · Cross-Border Compliance Operating System

Cross-Border
Operating System

The compliance infrastructure purpose-built for Chinese investment into the United Kingdom — bilingual, AI-assisted, and designed around the way professional advisors actually work.

Chinese FDI into the EU and UK reached EUR 10 billion in 2024, up 47% year-on-year. XOS is the infrastructure that makes that capital move compliantly.

£8.6bn
Chinese FDI EU+UK 2024
+47%
Year-on-Year Growth
£138bn
China Global ODI 2025
30,000+
Chinese-Owned UK Companies
Sources: Rhodium Group / MERICS (FDI · YoY) · MOFCOM / SAFE (ODI 2025) · Companies House / ONS (UK companies)
Capabilities

What XOS Does

The core compliance infrastructure
NSI Act & FDI Screening

Triage across all 17 mandatory sectors under the National Security and Investment Act 2021 — a living regime actively expanding in 2026. Real-time Investment Security Unit monitoring, notification assessment, risk scoring, and post-2020 Hong Kong SAR heightened scrutiny alignment.

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🔍
KYC / KYB & AML Suite

Identity verification, corporate structure mapping, ultimate beneficial owner identification, anti-money laundering risk scoring, and cross-reporting standard data collection — structured for professional advisors under UK regulatory obligations.

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📊
Compliance Gap Analysis

China to UK regulatory comparison engine identifying specific gaps between a client's current structure and UK law requirements — with risk scoring and a prioritised action matrix.

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📄
Bilingual Document Automation

500 plus bilingual compliance document templates covering company formation, cross-border investment, employment, tax, immigration, and property — with smart field population and audit trail.

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📡
Regulatory Intelligence

Real-time monitoring of 50 plus UK and EU regulatory sources with bilingual summaries and impact assessment, including dedicated NSI Act Notifiable Acquisition Regulations monitoring feed.

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🏛
UK Market Entry Engine

Sector-specific compliance assessment covering entity structure, registration requirements, sector licensing, employment obligations, and tax registration — tailored to each client.

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Who We Serve

Six Channels We Serve

From law firms to government bodies — six specialised partner channels under Schedule B
L · Law Firms & Professional Services

Chinese law firms (UK-side or PRC-licensed), accounting firms (Big-4 to local), tax advisers, immigration advisers, and management consultancies. UK-side compliance capability without UK-qualified staff. Permanent client attribution; four remuneration paths under Schedule B.

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F · Financial-Sector Intermediaries

Cross-border investment banks, financial advisers, M&A advisers, banks, securities firms, brokers, and insurance brokers. FCA COBS 2.3 inducement-disclosure-aware revenue paths; deal-stage NSI Act triage; AML on funding chains.

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💎
P · Private Capital

Cross-border VC and PE, single-family and multi-family offices, and wealth managers serving HNW/UHNW clients. Schedule B Part 3.3 extends "Client" to portfolio and investee companies — commission flows on every compliance event.

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🏢
C · Corporate Outbound Investment

In-house outbound M&A, treasury, strategy, and group-investment departments of Chinese corporates. Replaces the spreadsheet-and-counsel-emails workflow for routine outbound deal compliance — NSI, KYC on UK targets, gap analysis vs PRC ODI rules, docs.

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I · Immigration & Asset Planning

Chinese immigration agencies, pre-immigration tax planners, and overseas-asset-planning houses serving HNW migration clients. OISC-aware UK-side. Bilingual templates with white-label — your client sees your branding, KILC stays invisible.

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🏛
G · Government & Public-Sector Bodies

Ministries, embassies, trade-promotion bureaux, regional governments, sovereign-wealth offices, SOEs, and chambers of commerce. Procurement Act 2023-aligned; anti-bribery compatible; cash commission replaced with Client rebates or platform credits.

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Live Compliance Tools

Try the Platform

Interactive demos — sign in for full access
NSI Act Triage Engine AI · Live · 2026 Regime
Artificial Intelligence
Civil Nuclear
Defence
Data Infrastructure
Quantum Technologies
Satellite & Space
Synthetic Biology
Military & Dual-Use
Computing Hardware
Advanced Materials
Communications
Advanced Robotics
Cryptographic Authentication
Energy
Transport
Emergency Services Supplier
Critical Suppliers to Gov.
Warning: NSI regime expanding in 2026 — Critical Minerals and Semiconductors confirmed as new standalone sectors. AI, data, energy, and synthetic biology definitions under active legislative revision.
Select a sector and acquirer structure, then run the triage.
KYC / KYB Assessment Interactive
Tick each item as you make an affirmative determination: for verification steps this means the step has been completed; for items marked with a risk badge (⚑ ⊗) tick only if the indicated risk is present in this matter.
Standard KYC Checklist
Passport or national ID verified (original or certified copy)
Full legal name confirmed — all aliases and former names documented
Residential address verified (utility bill or bank statement, within 3 months)
Date and place of birth confirmed
Nationality confirmed — dual nationality documented if applicable
PEP database screening completed (global databases)
⚑ PEP FLAG
Sanctions screening completed (OFSI, OFAC, UN, EU lists)
⊗ SANCTIONS
Adverse media check — bilingual sources (English and Chinese)
Source of funds declaration obtained and reviewed
◉ SOF REQUIRED
Source of wealth declaration obtained (for HNW individuals)
◉ SOW REQUIRED
Risk Score
0/100
Complete checklist items to generate risk score
Progress
Standard: 0
Enhanced: 0
Complex: 0
Compliance Gap Analysis China → UK
Market Intelligence

China–UK Investment Data

Visualised market context
Chinese FDI into EU & UK
EUR billions (2018–2024)
NSI Act Notifications by Sector
2022–2025 cumulative
China Global ODI Growth
USD billions (2020–2025)
UK Legal Tech Market Size
USD billions projected
Sources: Rhodium Group / MERICS (FDI 2024) · MOFCOM / SAFE (ODI 2025) · UK Investment Security Unit Annual Report 2025 · Grand View Research (Legal Tech 2035) · Companies House / ONS

UK Regulatory Intelligence

Real-time updates pulled directly from official UK sources — government departments, financial regulators, data protection authorities, legal professional bodies and Parliament. Refreshed every 30 minutes.

Sources: GOV.UK FCA HMRC Companies House ICO SRA Parliament
⟳ Connecting to UK regulatory feeds…

Content sourced directly from official UK government and regulatory body RSS/Atom feeds. XOS aggregates and displays these updates for informational purposes only. Headlines link to original sources. Nothing on this platform constitutes legal advice.

Transparent Pricing

Platform Fee Schedule

Per-action compliance pricing
Starter
£99/month

For independent legal advisors and small consultancies entering the China-UK compliance market.

  • Core compliance workflow engine
  • NSI Act triage module
  • 50 plus bilingual document templates
  • Basic regulatory monitoring
  • 3 user seats
  • PDF compliance report export
Institutional
from £1,200/month

For investment institutions, chambers of commerce, and enterprise deployments. Seat bands defined per deal; API access metered; dedicated account manager from 25 seats.

  • White-label partner portal
  • Seat bands negotiated per deal
  • Custom brand configuration
  • Priority SLA support
  • Metered API access
  • Dedicated AM from 25 seats
All fees exclude VAT. Annual billing available at 15% discount. Transaction fees apply per compliance event processed.
Tier Services Specification

What Standard, Enhanced and Complex Actually Mean

For each of the seven XOS modules — scope of work, verification depth, deliverables, SLA and reviewer seniority, tier by tier.

How to place a matter

Match the client profile against the 'Typical case profile' row. Different modules on the same matter may land at different tiers.

将客户情况与『典型案件画像』行进行比对。同一事项在不同模块中可能落入不同层级。

Industry has no Enhanced tier

Section 5 matters are either straightforward (Standard) or multi-regulator (Complex) — there is no middle tier.

第 5 节事项要么较为简单(标准级),要么涉及多监管机构(复杂级) — 无中间层级。

Full Fee Schedule

73 Priced Line Items · Bilingual

Every billable action across the XOS compliance pipeline — bilingual, tier-by-tier.
Module Item Layer Standard £ Enhanced £ Complex £ Notes

Tier Definitions

StandardUK-registered entity; clear structure; no offshore control layer; no PEPs.

EnhancedOverseas parent; multi-layer ownership; multiple shareholders; complex UBO verification.

ComplexVIE structures; offshore control chains; PEP-related; sanctions-adjacent; NSI mandatory sectors.

Notes

All fees exclusive of VAT. Bundle packages carry ~15–20% discount vs summing parts. Section 4B NSI filing uses Mandatory / Voluntary pricing (Standard column = Voluntary, Enhanced = Mandatory, Complex = N/A). Section 5 Industry-Specific publishes Standard + Complex only. STR Preparation is N/A at Standard tier. NSI sector list reflects statutory position as of April 2026 — Critical Minerals and Semiconductors pending 2026 enactment.

Client Outcomes

Results in Practice

Three organisations. Three distinct entry points. One infrastructure.

All client details are anonymised in accordance with professional confidentiality obligations. Metrics represent verified outcomes from live engagements. None of the organisations featured are based in mainland China.

🇭🇰 Family Office Hong Kong SAR UK Advanced Materials Acquisition · £22M NSI Mandatory Sector 01 / 03
Our advisors flagged the NSI question, but XOS gave us the structured analysis and documentation framework to respond in hours rather than weeks. The deal closed on schedule.
— Investment Director, Second-Generation Family Office · Hong Kong
Context
A second-generation family office managing a £90M UK-focused portfolio identified a target company in the advanced materials sector — later confirmed as a mandatory NSI notification sector under 2026 expansion. The deal team engaged UK legal counsel but had no structured process for assessing the notification obligation or preparing the required documentation pack at the point of due diligence.
Challenge
The acquirer structure routed through a Hong Kong SAR holding entity — triggering heightened ISU scrutiny post-2020. Without early-stage NSI triage, the obligation to notify was identified less than three weeks before proposed signing, creating significant timeline risk. Manual preparation of the notification assessment was estimated at 4–6 weeks of legal time.
XOS in Practice
The family office's UK counsel deployed XOS's NSI Triage Engine at the term sheet stage of the next acquisition, integrating it into their standard due diligence checklist. The engine identified the mandatory notification obligation, mapped the Hong Kong SAR acquirer structure risk, modelled the 30-working-day ISU review window, and generated a notification assessment report ready for legal review. The compliance gap analysis simultaneously flagged HMRC structural considerations for the holding entity.
47
Days' advance notice of NSI mandatory notification obligation — identified at term sheet stage, not at signing
2.5 hrs
Time to generate complete NSI notification assessment report, vs. estimated 4–6 weeks of manual legal preparation
Zero
Deal delays attributable to compliance. ISU cleared the notification within the standard 30-working-day review window
XOS Modules NSI Triage EngineKYC / AML SuiteCompliance Gap AnalysisDocument LibraryAI Assistant
🇸🇬 Cross-Border Advisory Boutique Singapore UK Market Entry · 23 Active HNW Mandates Multi-Mandate Scale 02 / 03
XOS turned our compliance bottleneck into a competitive advantage. We handle mandates today that we would have had to decline eighteen months ago — without adding a single headcount.
— Managing Partner, Cross-Border Advisory Firm · Singapore
Context
A Singapore-based boutique advisory firm specialising in UK market entry for high-net-worth clients and family offices from Hong Kong, Malaysia, and Singapore. With a core team of six professionals managing UK incorporation, AML/KYC onboarding, compliance gap analysis, and ongoing regulatory monitoring across multiple client mandates simultaneously.
Challenge
At 14 active mandates, the team had reached capacity. Each new client required bilingual KYC documentation, a UK compliance gap analysis, and weekly regulatory monitoring — all managed manually through spreadsheets and email. Document preparation for a single matter consumed 3–4 working days. The firm was turning away new mandates at their most commercially attractive moment.
XOS in Practice
XOS was deployed across all 14 active mandates simultaneously. The workflow engine structured each matter into trackable steps with automated deadline management. The secure client portal gave each HNW client direct access to their compliance progress, document status, and regulatory updates — eliminating the firm's most time-consuming client communication work. The 500+ bilingual document library replaced bespoke document drafting for standard compliance deliverables. The regulatory monitor automated the weekly scan of FCA, Companies House, HMRC, and ICO updates relevant to each client's sector and structure.
14 → 23
Active client mandates managed simultaneously — a 64% increase with no additional headcount
18 hrs
Average client onboarding time, reduced from 4.5 working days through automated KYC and document generation
£16,800
Saved in first eight months on translation costs, bespoke document preparation, and manual monitoring overhead
XOS Modules Workflow EngineClient PortalDocument Library (500+)Regulatory MonitorKYC / AML SuiteAI Assistant
🇬🇧 Solicitors Firm London, United Kingdom 11-Partner Practice · 65% East Asian Client Base Partner Programme 03 / 03
Our KYC processing time dropped from three and a half days to under six hours. Our SRA audit came back clean for the first time in four years. And the partner programme has added a meaningful revenue line we simply didn't have before.
— Senior Partner, Solicitors Firm · London (Hong Kong & Singapore client base)
Context
An 11-partner London solicitors firm with a long-established client base drawn predominantly from Hong Kong, Singapore, and Taiwan — spanning corporate, real estate, immigration, and private client work. The firm had invested significantly in compliance infrastructure, but the manual nature of cross-border KYC and the bilingual demands of their client base created persistent operational bottlenecks.
Challenge
AML/KYC processing for each new cross-border matter consumed between 3 and 4 working days — a combination of manual source-of-funds verification, UBO mapping, PEP and sanctions screening, and document assembly. The SRA's audit trail requirements were met only partially. Weekly regulatory monitoring (FCA, HMRC, Companies House, ICO) was conducted informally and inconsistently. The firm had no mechanism for generating revenue from the compliance infrastructure it was funding.
XOS in Practice
XOS's three-tier KYC/AML suite (Standard · Enhanced · Complex) was integrated directly into the firm's matter management workflow. The structured checklist replaced informal manual processes; weighted risk scoring replaced subjective partner judgement on AML risk level; and the system's audit trail output met SRA requirements automatically. The regulatory intelligence monitor replaced the firm's ad hoc weekly scanning. The firm enrolled in the XOS Partner Programme — earning commission on each cross-border compliance action processed through the platform, with full client attribution and a real-time partner dashboard.
3.5d → 6h
Average KYC/AML processing time per matter — a reduction of over 85% through structured three-tier workflow
Zero
SRA audit findings in the firm's first post-XOS compliance review — after two consecutive years with identified gaps
£3,400
Monthly passive income from the XOS Partner Programme — generated on compliance actions the firm was already performing
XOS Modules KYC / AML Three-Tier SuiteRegulatory IntelligencePartner ProgrammeDocument LibraryCompliance Gap Analysis

Client identities are anonymised. Metrics are drawn from verified engagement records with client consent. Results reflect specific circumstances and are not guaranteed for every engagement. Nothing here constitutes legal or financial advice.

Partner Programme

Your Clients Remain Yours. Always.

Structural guarantees, not reassurances
"We do not compete with the firms and institutions that partner with us. We provide the infrastructure that makes them more capable — and we have built structural guarantees into the platform to ensure the client relationship always remains where it belongs."
  • White-label capability
    Your clients see only your brand — KILC is invisible.
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  • Permanent client attribution
    Commission flows on every future compliance event, forever.
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  • Contractual non-solicitation
    Written into every partner agreement — not a courtesy, a contract.
    View details →
  • Full client visibility dashboard
    More insight into your clients than you have today.
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  • Platform routes decisions back to your firm
    High-risk outputs require your professional review.
    View details →
Five Structural Protections
01White-label branding. KILC is invisible to your client. The platform operates entirely under your firm's identity.View details →
02Permanent attribution. Every client you introduce is coded to your firm for life. Commission continues regardless of future platform interactions.View details →
03Contractual protection. Non-solicitation is a written contractual obligation — not a courtesy, not a policy.View details →
04Visibility. Your partner dashboard shows every compliance event your referred clients process.View details →
05Deliberate design. High-risk compliance outputs require your professional review — creating more billable moments for your firm.View details →
Get In Touch

Request a Demonstration

30-minute platform walkthrough, no commitment required
Complete the form below and a member of the KILC team will be in touch within 2 business days to arrange your platform demonstration.
PIPL Notice
PIPL Notice for Chinese Partners: Chinese institutional partners transmitting client personal data to this UK-hosted platform should assess their obligations under China's Personal Information Protection Law (PIPL) and the Measures for Certification of Outbound Personal Information Transfer (effective January 2026). KILC provides a PIPL Compliance Guidance Note to all institutional partners at onboarding.
What to Expect
1
We confirm your enquiry
Within 2 business days, a KILC team member contacts you to confirm your demonstration slot.
2
30-minute live walkthrough
We walk through the platform live — NSI triage, KYC/KYB, gap analysis, and document generation — tailored to your sector and client profile.
3
No commitment required
The demonstration is complimentary. We provide a written summary and fee schedule after the call.
Or explore the platform yourself right now
Platform
platform.kilc.co.uk
Website
kilc.co.uk
Address
128 City Road, London EC1V 2NX
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XOS provides professional compliance information and guidance only. Nothing on this platform constitutes legal advice. KILC is not a law firm and does not provide legal advice.